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CONSUMERCOMPASS.COM TERMS OF USE

These Terms of Use are an agreement ("Agreement") is between you (the person using this website and also including any business, organization, or other individual on whose behalf you are using this website) and ARAnet Inc. hereinafter referred to as ARA. Your use of this site signifies your agreement with these terms of use. If you do not agree you must stop using this website immediately, however this Agreement will continue to apply as it relates to your prior use and any future actions relating to your prior use. All terms which by their nature are intended to survive shall survive any termination of this Agreement. ConsumerCompass.com, reserves the right to, in its sole discretion, modify these Terms of Use at any time and you agree to be bound by such modifications.

TRADEMARKS, COPYRIGHTS & RESTRICTIONS

All materials on this site, including, but not limited to images, illustrations, audio clips, video clips (the "Materials") are protected by copyrights which are owned or licensed by ConsumerCompass.com. No material from ConsumerCompass.com.com or any other website owned or operated by ConsumerCompass.com may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. However, you may make one copy, for personal non-commercial home use only, provided all copyright and other notices contained in the Material are left intact. Any modification of this Material or use of the Material for any other purpose constitutes an infringement of ConsumerCompass.com's copyright and other proprietary rights. Use of this Material on any other website or other networked computer environment is prohibited.

LINKS

ConsumerCompass.com is not responsible for the content of any sites which may be linked to ConsumerCompass.COM. These links are provided for your convenience only and you access them at your own risk.

DISCLAIMERS

ALL MATERIALS ON THIS WEBSITE ARE PROVIDED TO YOU ON AN “AS IS” “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. ARA MAKES NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF ANY MATERIALS AVAILABLE THROUGH THIS WEBSITE. YOU ARE RESPONSIBLE FOR VERIFYING ANY INFORMATION BEFORE RELYING ON IT. USE OF THE WEBSITE AND THE MATERIALS AVAILABLE ON THE WEBSITE OR LINKED TO BY THE WEBSITE IS AT YOUR SOLE RISK. ARA MAKES NO REPRESENTATIONS OR WARRANTIES THAT USE OF THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE. YOU ARE RESPONSIBLE FOR TAKING ALL NECESSARY PRECAUTIONS TO ENSURE THAT ANY MATERIALS YOU MAY OBTAIN FROM THE WEBSITE OR FROM LINKED WEBSITES IS FREE OF VIRUSES OR SIMILAR DESTRUCTIVE PROGRAMS. SOME LINKS IN THE SITE MAY LET YOU LEAVE THE ARA SITE. THE LINKED SITES ARE NOT UNDER THE CONTROL OF ARA AND ARA IS NOT RESPONSIBLE FOR THE MATERIALS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY ENDORSEMENT BY ARA OF THE LINKED SITE.YOU AGREE THAT ARA SHALL NOT BE LIABLE FOR ANY CLAIM OR DAMAGES RELATED TO ANY LOSS, DESTRUCTION, OR ALTERATION OF DATA RELATED TO YOUR USE OF THE WEBSITE. THE FOREGOING DISCLAIMER INCLUDES BUT IS NOT LIMITED TO RELIANCE BY YOU OR ANY THIRD PARTY ON ANY MATERIALS OR INFORMATION OBTAINED THROUGH THE USE OF THE WEBSITE, OR ANY DAMAGE OR HARM RESULTING FROM ANY MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE WEBSITE, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THE WEBSITE, OR VIRUSES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE WEBSITE, OR RELATED INFORMATION OR PROGRAMS. SOME JURISDICTIONS DO NOT ALLOW SOME OR ALL OF THE FOREGOING EXCLUSION OF CERTAIN WARRANTIES, AND THEREFORE SOME OF THE FOREGOING EXCLUSIONS MAY NOT APPLY TO YOU. The material provided on this website is for entertainment and promotional purposes only. Information and opinions expressed in Bulletin Boards or other Forums are not necessarily those of ConsumerCompass.com. Neither ConsumerCompass.com, nor its officers, directors, employees, agent, distributors and affiliates are responsible or liable for any loss damage (including, but not limited to, actual, consequential, or punitive), liability, claim, or other injury or cause related to or resulting from any information posted on the ConsumerCompass.com website.

LIMITATION OF LIABILITY.

YOU AGREE THAT NEITHER ARA, NOR ANY PERSON OR COMPANY ASSOCIATED WITH ARA, INCLUDING CLIENTS, VENDORS, OR THIRD PARTY SUPPLIERS (COLLECTIVELY, THE “COVERED ENTITIES”) SHALL BE LIABLE FOR ANY DAMAGE RESULTING FROM YOUR USE OR INABILITY TO USE THIS WEBSITE OR THE CONTENT ON THIS WEBSITE. THIS PROTECTION COVERS CLAIMS BASED ON WARRANTY, CONTRACT, TORT, STRICT LIABILITY, AND ANY OTHER LEGAL THEORY. THIS PROTECTION COVERS ALL LOSSES AND CLAIMS OF ANY TYPE INCLUDING, WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, RELIANCE, CONSEQUENTIAL, EXEMPLARY, AND PUNITIVE DAMAGES, PERSONAL INJURY/WRONGFUL DEATH, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION. THE TOTAL AGGREGATE LIABILITY OF COVERED ENTITIES FOR LOSSES, DAMAGES, OR CLAIMS OF ANY KIND SHALL BE LIMITED TO THE AMOUNT OF YOUR ACTUAL DAMAGES, NOT TO EXCEED U.S. $ 100.00 IN AGGREGATE. THE LIMIT OF LIABILITY MAY NOT BE EFFECTIVE IN SOME STATES. IN NO EVENT SHALL THE COVERED ENTITIES BE LIABLE TO YOU FOR ANY LOSSES OR DAMAGES OTHER THAN THE AMOUNT DESCRIBED ABOVE. ALL OTHER DAMAGES, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE, RESULTING FROM ANY USE OF THE WEB SITE OR MATERIALS ARE EXCLUDED EVEN IF THE COVERED ENTITIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INDEMNITY

You agree to indemnify and hold ARA as well as its vendors and clients, and all of their employees, officers, owners and agents, (collectively, the “Indemnified Parties”) harmless against all claims or liability asserted against any Indemnified Party arising out of or in connection with any breach of any of the terms of this Agreement or your use of this Website or the Materials. NOTICE OF COPYRIGHT INFRINGEMENT. If you believe that any material appearing on this website infringes a copyright owned by you (for example, an article written by you or a photo taken by you) pleas provide ARA with the information listed below. Please note that this procedure is exclusively for notifying ARA that your copyrighted material has been infringed.

1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
2. A description of the copyrighted work that you claim has been infringed, including any copyright registration number if applicable;
3. A specific description of where the material that you claim is infringing is located on this site;
4. Your address, telephone number, and e-mail address;
5. A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
6. A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Please send the above information to ARA’s Agent for Copyright matters:

ARANet, Inc.
Copyright Agent – Notice of Infringement
850 Fifth Street South
Hopkins, MN 55343
info@aracontent.com

GENERAL CONTACT INFORMATION

ARAnet, Inc.
850 Fifth Street South
Hopkins, MN 55343
info@aracontent.com

JURISDICTION

You agree that the only proper jurisdiction and venue for any dispute with ARA or in any way relating to your use of this Website or your relations with ARA is in the state and federal courts in the State of Minnesota, U.S.A. You further agree and consent to the exercise of personal jurisdiction in these courts in connection with any dispute involving ARA. Any claims arising form or related to your use of this Website or relating to your relationship with ARA will be governed by the laws of the State of Minnesota, excluding the application of its conflicts of law rules. You agree that any cause of action arising out of or relating to this Agreement or your use of the Website will be commenced by you within one (1) year after such cause of action arose. Actions not commenced by you within one (1) year are permanently barred. You agree that in the event you have or may have any alleged claim against ARA, you shall pursue such claim only in your individual capacity, and you shall not agree to join or be a part of any class action, consolidated action, or similar action. You also agree that your damages are limited as set forth elsewhere in this Agreement and that you are not eligible to receive, and shall not seek, attorney fees in relation to any claim you have or may have against ARA.

PRIVACY

We use and protect information as described in our Privacy Policy.

GENERAL

If any provision of this Agreement is held to be overbroad, invalid, or unenforceable, such provision shall be deemed amended to the minimum extent necessary to render such provision valid and enforceable. If any provision can not reasonably be deemed amended, then such provision shall be struck and the remaining provisions shall be enforced. You may not sell, assign, or otherwise transfer any rights under this Agreement. ARA may assign or transfer its rights and obligations under this Agreement. Our failure to act with respect to any failure by you or others to comply with this Agreement does not waive our right to act with respect to subsequent or similar failures.

LAST UPDATE

These Terms of Use were last updated on March 28, 2010.